Art Fair Insiders

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Live Podcast: Let's Do This! Apply for the PPP

APRIL 16, 4 PM ET - Can we do it again? Finally fill out these forms? We did it last week and now it's time again. Let's do this together.

The CARES Act offers several programs to help small business people. The Payroll Protection Program (PPP) Loans are intended for small businesses to use to maintain payroll and cover other business expenses during the COVID crisis. All or part of the loan will be forgivable. These loans are available to sole proprietors and self-employed workers. That is us!

Helping us out is Elaine Grogan Luttrull, Minerva Financial Arts, an accredited CPA in Columbus, OH. Elaine is a financial counselor whose mission is educating artists in their businesses.

PPP Applications are made through a bank.  Applications opened on April 10 for independent contractors. These may be “first come, first serve” although it is possible that additional funds will be appropriated in other bills.

How to prepare to participate in the podcast:

  1. go online to your bank to see if they are a participants. (Mine is and it is a small bank in southern Michigan, so chances are yours is also). 
  2. download the application and have it ready to fill out so at the end yours will be ready to file
  3. have your most recent completed tax forms nearby for reference


Here is the application:

Learn more about the PPP:

Views: 660

Comment by Connie Mettler on April 17, 2020 at 11:20am

This was a really interesting podcast. The guests, both artist Layl McDill and CPA Elaine Grogan Luttrull, had good questions and helpful answers on this particular topic which is ever-changing. 

The news of the day: PayPal has been qualified as an SBA lender and in the wake of that good news the SBA announced it was out of money! But the American Bankers Assn. says they are fighting back and want you to contact your Congresspeople  to find additional funding.

Helpful links from Elaine: 


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