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Any body currently using their smart phone for credit card sales? What company and phone do you use? Who is cheap? I'd hate to pay alot of money each month since I'm new and I don't know if I'll sell anything.

 

Thanks,

Ann

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I'm using my I-Phone. Both my website and merchant account are thru Intuit. Also purchased a card reader from Intuit that works with the I-Phone. Slick, painless processing. All data is processed directly into Quick Books so my record keeping is painless as well. After many years spending too much time on record keeping - I love the simplicity and having more time to work on my artwork.
Check out this story on Wired - http://www.wired.com/reviews/product/pr_square_iphone The way the article reads, the company is both giving you a device for your smart phone and offering to make credit card transactions without a monthly fee. Sounds like a perfect deal for any of us with either an iPhone or Android based phone. I don't have either, yet, but this might sway my next phone decision.
That is awesome. I'm in the process of trying to get one. I'll let y'all know how it goes. I found the place they are offering it by searching for square app. I have a nexus on order, so it should work. :) Wish me luck.
Thanks!
-Ann

Dave Hinde said:
Check out this story on Wired - http://www.wired.com/reviews/product/pr_square_iphone The way the article reads, the company is both giving you a device for your smart phone and offering to make credit card transactions without a monthly fee. Sounds like a perfect deal for any of us with either an iPhone or Android based phone. I don't have either, yet, but this might sway my next phone decision.
The square has no monthly fees & charges a set percentage / 2.75% & 15 cent transaction fee. Made by the twitter guy for his glassblowing buddy who lost a sale. How can you loose a sale????? I have not taken cards for the past 15 years/ if the customer has no check or cash, & no ATM; then We have always let them take the piece & send a check. NEVER WITH ANY PROBLEM // they do give us their info & they sign a sentence that says "I owe Bill $500 for one piece of glass" signed & dated// a LEGAL contract that will hold up anywhere if need be.. Many say that the card leads to more sales//the piece and price have usually been agreed upon before we even talk about payment methods, because I may offer a card does not mean MY sales will increase over my initial sale; not in my 30t years of art festivals. BUT I AM NOW GOING TO GET THIS SQUARE BECAUSE IT MAKES IT EASY WITH FEW FEES. ALSO IN CERTAIN AREAS PEOPLE ONLY CARRY CREDIT CARDS//ie NEW YORK: They do seem to be late on shipping their free readers 1 1/2 inches squareworth checking out
Ack. Ok, so I just signed up. 2 problems. They say due to high demand the reader's arrival may take "some time." I don't know if that's several days, weeks, or months. Second, it starts off with a $100 transaction limit. I don't currently have any paintings for sale for less than $100. My last sale was $975. They say the limit will increase based on use history, but if I can't use it, I'm not sure how that will get better.

Alas.
-Ann

Bill and Jon Slade said:
The square has no monthly fees & charges a set percentage / 2.75% & 15 cent transaction fee. Made by the twitter guy for his glassblowing buddy who lost a sale. How can you loose a sale????? I have not taken cards for the past 15 years/ if the customer has no check or cash, & no ATM; then We have always let them take the piece & send a check. NEVER WITH ANY PROBLEM // they do give us their info & they sign a sentence that says "I owe Bill $500 for one piece of glass" signed & dated// a LEGAL contract that will hold up anywhere if need be.. Many say that the card leads to more sales//the piece and price have usually been agreed upon before we even talk about payment methods, because I may offer a card does not mean MY sales will increase over my initial sale; not in my 30t years of art festivals. BUT I AM NOW GOING TO GET THIS SQUARE BECAUSE IT MAKES IT EASY WITH FEW FEES. ALSO IN CERTAIN AREAS PEOPLE ONLY CARRY CREDIT CARDS//ie NEW YORK: They do seem to be late on shipping their free readers 1 1/2 inches squareworth checking out
RE: the square card reader.... In the comments section there are several cautions, one by "Permalink" stating:
"Their card reader is NOT Encrypted - They are not PCI Dss Compliant
They are a merchant Aggregation system meaning they hold money for users and that effects when/ how soon merchants get their funds
and the best part of all is..... THERE IS CURRENTLY A $100 DOLLAR MAX PER TRANSACTION AND A Weekly MAX OF $700"


Not sure if that is true, but I'd sure worry about the Encrypted part and the Compliance. Plus.... with a max on the transaction and only $700 per week.... this may not be a viable choice for most artists.

Linda, is this just for a "business" account with square card?  We just signed up as a personal acct and they do not divulge any holds/limits/etc.  Do you have a link where you found the above quote so I can check it out?  thx!

Tori, this thread is over two years old now, the info in it is dated. Those limits are no longer in place.

Go Payment by Intuit can be used on I-Phone and a few others and can be month by month. Can input directly via the phone. Costs listed below. Optional blue tooth card reader allows quick card scan.

They also have a reader with printer http://mobilepayment.intuit.com/supported-phones.php Intuit Transparent Pricing for
GoPayment $12.95Monthly service: $0.00Monthly Minimum: Card Swiped: 1.70%1 Key-Entered: 2.70%2Discount rate for Visa, Mastercard, and Discover® Network 1: $0.30Per-authorization Fee: $0.00Setup Fee (one time): NoneCancellation Fee:
Please see my response to Ann// I am concerned about the encrypt part / How about those new compliance fees $130 t //This should be paid (to who) by the processing company, they are the ones needing to be in compliance/ all we are; are agents for them / they process our simple transactions and verify their validity; maybe this and the aggregate money bank are why this new system will possibly change credit card processing, I can only hope it is easier and better. But they do address all these issues in their website Q & As; and if not ask these important questions to them if you like. I hope this helps/

Linda Anderson said:
RE: the square card reader.... In the comments section there are several cautions, one by "Permalink" stating:
"Their card reader is NOT Encrypted - They are not PCI Dss Compliant
They are a merchant Aggregation system meaning they hold money for users and that effects when/ how soon merchants get their funds
and the best part of all is..... THERE IS CURRENTLY A $100 DOLLAR MAX PER TRANSACTION AND A Weekly MAX OF $700"


Not sure if that is true, but I'd sure worry about the Encrypted part and the Compliance. Plus.... with a max on the transaction and only $700 per week.... this may not be a viable choice for most artists.
Thanks for the info //looks real good and reasonable//better than other i apps available//I will check this one out//encrypted// easy and low expense is the answer // Fair Winds, Bill
Linda Anderson said:
Go Payment by Intuit can be used on I-Phone and a few others and can be month by month. Can input directly via the phone. Costs listed below.

Optional blue tooth card reader allows quick card scan.


They also have a reader with printer
http://mobilepayment.intuit.com/supported-phones.php


Intuit Transparent Pricing for GoPayment

$12.95Monthly service:
$0.00Monthly Minimum:
Card Swiped: 1.70%1
Key-Entered: 2.70%2Discount rate for Visa, Mastercard,
and Discover® Network 1:
$0.30Per-authorization Fee:
$0.00Setup Fee (one time):
NoneCancellation Fee:

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