Artists doing shows in the Twin Cities Area - don't take a check from a sweet little old lady named Lynn Baker-Handelman-Seigel (just remember 3 hyphenated names). I live in Florida and after spending considerably more time on it than the amount was worth, have found that I can't attempt to collect on it without returning to Minnesota and taking her to conciliation court, where the filing fee is far higher than the amount of the check. I had been under the impression that the States Attorney or someone would prosecute for a bad check but after talking to numerous people in the States Attorney and court systems, have found out that it's not so!
I may have to change my policy and not take checks at all from out of state shows. I have been doing it for years though and this is the only problem I haven't been able to resolve. It wasn't an accidental overdraft, it was a check written on a closed account.