Insurance for New Orleans Jazzfest.

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Permalink Reply by Lisa Foster on January 20, 2012 at 5:01pm

I'd check around. $140 for one event is a lot.

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Permalink Reply by Chris Hoyt on January 21, 2012 at 7:17am

I pay $281 for a full year's coverage with RLI. And they'll add the promoter to the list. And since I do so many shows, it's nice to know I'm covered whether or not it's a requirement.

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Permalink Reply by Harrison Otalor on January 21, 2012 at 9:57am

Thanks Chris, I will look into that insurance company, and also shop around. I guess it will be more beneficial to have a yearly coverage that a few days.

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Permalink Reply by Chris Hoyt on January 22, 2012 at 7:13am

I've been with RLI for over 20 years. But I can't tell you how good their claims service is because I never had to file a claim.

Here's their website. http://my.rlicorp.com/Products/DoBusiness.asp

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Permalink Reply by Joel Hunnicutt on January 21, 2012 at 12:23pm

Yes that one was a first for me.  I was in insurance in a previous life and minimum annual premiums can be an issue but $140 for 4 days sounds pretty strong, so I am going to shop around.

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Permalink Reply by Barry Bernstein on January 21, 2012 at 4:17pm

Does anybody know what is covered for $140?

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Permalink Reply by Karole Bowlds on January 22, 2012 at 8:12am

Definitely check with RLI- I am with them now, and for an entire year, my premium is under $200.00 annually.

I did one show where I purchased their insurance, as I did not have my own, it cost me an extra $100.00, it was a week long show, and covered all theft, fire, injury, loss of property etc., but was quite pricey. I went with RLI, because it covers me at my home studio, travelling in my vehicle, and at shows. It's a great deal.

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Permalink Reply by Barry Vangrov on January 22, 2012 at 12:59pm

$140 for one show? That's as much of a ripoff as  buying the insurance from rental car companies when you rent a car! I have a business policy from State Farm for $175 a year that includes $1M liability. Check first with your homeowners insurance company to see if they'll write a business policy. It's not a bad idea to have your own policy anyway for all your shows - cheap insurance if someone get hurt in your booth.

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Permalink Reply by Dow Mathis on March 16, 2012 at 3:07pm

For those of you with RLI, which product are you buying?  Also, have you ever had to file a claim?  If so, how did that go?

Thanks,
Dow

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